PaymenTs testing

Payments testing made easy

Failed payments can hurt your reputation and reduce your revenue. With Testlio, you can ensure a seamless payment experience across payment methods, devices, and regions.

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Why prioritize payment testing

Testlio’s payment testing solutions help you stay ahead of issues, support new payment methods, adopt new technologies with confidence, and expand to new markets.

Detect failure early

Waiting for customers to report failure will harm their experience. Proactively Identify and fix payment issues before they impact customers.

Introduce new payment methods

Evaluate, develop, and add payment methods in one or multiple markets while simultaneously testing them in the field before launching.

Ensure cross-border reliability

Verify that your transaction process meets legal requirements, local regulations, taxing authorities, and billing standards.

Expand devices integration

Validate the integration of modern payment devices such as e-wallets, smartwatches, and touchless payments.

Types of payment testing use cases we cover

Payment Gateway Testing

Ensuring correct processing of various transaction types (authorization, capture, sale, refund, void). Verifying data security and service reliability and consistency.

Payment Method Verification

Checking the validity of credit card details and testing new and alternative payment methods like mobile wallets across different devices and platforms.

Payment Processing Testing

End-to-end testing of the payment process from initiation to settlement. This includes testing POS systems and payment hardware functionality, verifying software accuracy, and performing stress tests under peak load conditions.

Payment Validation

Comprehensive validation of transaction data, ensuring accurate details (amounts, dates, recipient information) and reconciliation by matching transactions to account statements.

Localized Payment Testing

Testing for regional compliance with local payment regulations, tax calculations, and preferences. Verifying accurate currency exchange rates and correct symbols for different currencies.

Cryptocurrency Testing

Validation of blockchain transactions, currency validation, and wallet integrations to ensure safe and reliable cryptocurrency handling. Includes swap testing for the exchange process between cryptocurrencies.

Subscription Testing

Verifying the functionality of recurring payment systems, ensuring correct subscription processing, accurate billing cycles, and timely notifications.

Onsite Testing

Conducting tests at specific physical locations with designated payment instruments to ensure reliable payment methods in diverse scenarios. Includes brand compliance verification to ensure adherence to guidelines in stores.

Payment API Verification

Ensuring the reliability of API integrations for inbound and outbound transactions, testing for data accuracy, security, and performance. Includes Pay-In verification (payments through apps/web links) and payout verification (receiving funds through banking or wallet systems).

Real-Life testing, on a global scale

We test with actual transactions on real devices using currency-specific payment methods to ensure that our payment testing accurately reflects real-world conditions, including regional differences, location-specific regulations, and device-specific issues.

Testlio’s payments testing coverage includes

Real transactions on 800+ payment methods

Distributed real-device network with access to 500k+ devices

Global reach with 10k+ vetted testers in over 150 countries

Extensive testing capabilities across traditional and Cryptocurrencies

Proven testing experience

We take ownership of your needs and act as an extension of your team. As your advisors, we ensure you receive the right guidance and resources to test any payment methods you require.

Extensive expertise

By leveraging our deep experience in payment testing, we help you incorporate a holistic strategy that utilizes various types of tests and approaches.

Vetted freelance network

Our testers are highly vetted and incentivized to test more thoughtfully. Only 3% of applicants to the Testlio Network are accepted to client projects.

Dynamic staffing

Our flexible staffing ensures that we continuously optimize your talent mix and capacity to increase productivity and meet your evolving requirements.

Actionable feedback

Our testing experts offer actionable feedback beyond bug counting. We provide detailed notes on payment methods and device usage to help you quickly improve your payment flow and user experience.

Cutting edge platform

Our platform features extensive integration capabilities with over 20 partners and offers real-time visibility into your test runs, generated reports, results, and our global payment testing talent, ensuring you have complete control and peace of mind over your testing projects.

The impact of failed payments

1 in 10

Online payment transactions failed in the last 12 months

$118.5B

In revenue losses globally from failed payment transactions

60%

Of companies report an increased staff workload from failed payments

1 in 6

Companies report losing customers over failed payment transactions

Ebook Download

From Glitch to Gold

Advanced Payment Testing Strategies for Engineering Leaders

Case studies and resources

How Away ensures seamless transactions with payments testing

Join VP of Digital Product, Dan Pardes, for a journey through Away’s business, technology, product, and testing.

5 eCommerce payment gateway testing use cases

Learn how to prevent shopping cart abandonment, over or under-payment, penalties, and more from these five payments gateway testing use cases for e-commerce.

E-commerce payments testing case study

Our client’s rating on the App Store is a world-class 4.9+ stars, and they’ve earned the title as one of Fast Company’s 10 Most Innovative Retailers for 2020.

Leading Social Media and Entertainment Giant Case Study


A leading social media and entertainment company leverages Testlio to navigate the complexities of global payment systems.

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Optimize your payment flow at every step